> ## Documentation Index
> Fetch the complete documentation index at: https://docs.telzino.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Get Merchant Payment Status

> Check whether a merchant's Stripe connected account can accept charges

Returns whether an organization's Stripe connected account is onboarded and able to accept charges. Read-only. Serves the cached account status by default; pass `?refresh=true` to re-sync live from Stripe (slower).

## Path Parameters

<ParamField path="organization_id" type="string" required>
  UUID of the organization (merchant). Must belong to your account.

  **Example:** `123e4567-e89b-12d3-a456-426614174000`
</ParamField>

## Query Parameters

<ParamField query="refresh" type="boolean" default="false">
  When `true`, re-syncs the connected account's capabilities from Stripe before responding instead of serving the cached row. Use sparingly (e.g. right after onboarding) — it adds a Stripe round trip.
</ParamField>

<RequestExample>
  ```bash cURL theme={null}
  curl "https://api.telzino.com/v1/organizations/123e4567-e89b-12d3-a456-426614174000/payments/status?refresh=true" \
    -H "Authorization: Bearer YOUR_ACCESS_TOKEN"
  ```

  ```javascript JavaScript theme={null}
  const orgId = '123e4567-e89b-12d3-a456-426614174000';

  const response = await fetch(
    `https://api.telzino.com/v1/organizations/${orgId}/payments/status`,
    { headers: { 'Authorization': 'Bearer YOUR_ACCESS_TOKEN' } }
  );

  const status = await response.json();
  if (status.can_accept_payments) {
    // merchant is charge-ready
  }
  ```

  ```python Python theme={null}
  import requests

  org_id = '123e4567-e89b-12d3-a456-426614174000'

  response = requests.get(
      f'https://api.telzino.com/v1/organizations/{org_id}/payments/status',
      headers={'Authorization': 'Bearer YOUR_ACCESS_TOKEN'}
  )

  status = response.json()
  ```
</RequestExample>

<ResponseExample>
  ```json 200 theme={null}
  {
    "organization_id": "123e4567-e89b-12d3-a456-426614174000",
    "stripe_account_id": "acct_1AbC2DeFgHiJkLmN",
    "account_status": "active",
    "charges_enabled": true,
    "payouts_enabled": true,
    "details_submitted": true,
    "can_accept_payments": true
  }
  ```

  ```json 400 theme={null}
  {
    "error": "Invalid organization_id"
  }
  ```

  ```json 401 theme={null}
  {
    "error": "unauthorized",
    "error_description": "User payload not found"
  }
  ```

  ```json 403 theme={null}
  {
    "error": "Forbidden",
    "error_description": "You do not have access to this organization"
  }
  ```

  ```json 404 theme={null}
  {
    "error": "Organization not found"
  }
  ```
</ResponseExample>

## Response Fields

| Field                 | Type           | Description                                                                                                        |
| --------------------- | -------------- | ------------------------------------------------------------------------------------------------------------------ |
| `organization_id`     | string         | Merchant UUID                                                                                                      |
| `stripe_account_id`   | string \| null | The Stripe connected account id, or `null` if onboarding hasn't started                                            |
| `account_status`      | string         | `not_started`, `onboarding`, `active`, or `restricted` — see [Payments Overview](/api-reference/payments/overview) |
| `charges_enabled`     | boolean        | Whether Stripe allows this account to accept charges                                                               |
| `payouts_enabled`     | boolean        | Whether Stripe allows payouts to the merchant's bank                                                               |
| `details_submitted`   | boolean        | Whether the merchant has finished submitting onboarding details                                                    |
| `can_accept_payments` | boolean        | Convenience flag: `true` only when `account_status` is `active` **and** `charges_enabled`                          |